After mulling over it, I've decided my one and only goal for this year will be to pay off my car. This is $3800 at 1.99% until 2011. It will be a little bit of a push since I normally pay around $2600 a year. The challenge will be to come up with the extra without busting into my savings.
If I accomplish that my net worth should grow a minimum of $6000, provided the stock market doesn't take a big dump. I'll also be able to invest the $3800 I have in savings for the car (just in case). This will also cover my goal of working towards a back-up emergency fund.
Note to self- start Roth IRA in 2011.
Yay for a renewed sense of optimism! Hope y'all are feeling it too :)
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