Monthly Update

Pay off student loan - 26.8%  (Up .3%)
Roth 2013 - 8.8% (Up 4.4%)
Pay back savings - plumbing - 24.1%  (Up 11.6%)
Windows - 7.9%

Woohoo!  Finally a little bit of progress on my savings and the windows.  Little bit on the Roth too.   My state tax refund came in handy for starting the windows fund.  My federal refund is due in this week.  I was hoping to put all of that toward windows too but I think I'll take some to do a little electrical work and then a little more to get a chest freezer for the basement.  Also vacation plans are shaping up and to be honest I'm a little afraid to see the boarding bill for 3 furballs.  Last time I went on vacation there were only two, one of which stayed with relatives.  So in summary, ta ta for now, windows..lol.  Oh well, sooner or later.

But really, I was looking at the big picture this morning and I'm happy overall with where I'm at.  So if the windows take longer than I wanted them to, not a big deal.  Life's good.

Monthly Update

Pay off student loan - 26.5%  (Up .9%)
Roth 2013 - 4.4%
Pay back savings - plumbing - 12.5%  (Up 3.5%)
Windows - 0%

So I skipped a month when I did my yearly look back.. this constitutes 2 months.  Thus far things are not going well in that area.  I took from my monthly cash flow to cover 6 months of car insurance and my summer share of a CSA.  It didn't really hit me until now that that's where my money went this month :)  I guess that is good news - it means I didn't fart away several hundred on small meaningless things..lol.  There's also that smaller impact of higher taxes this year.  So hopefully next month is better.

I also received a bonus this month that is not reflected in any of those goals.  I squirreled it away for a goal not posted here.. something fun if not realistic, so it is back-burnered until I pay back my savings and put windows in.  Yet I wanted to save my bonus that way because I feel bonuses should be enjoyed.

Another high note, my taxes are mostly done and looking promising.  I should have a nice chunk of change to do with as I please.  I was intending to start saving for windows with that, but I may just wipe out that savings goal first. 

Happy New Year!

A touch early 'cause I never make it to midnight.  Too old for that stuff :)

2012 goal: Put $4000 into my Roth.  Done!  Woohoo!

2013 goal: Put $4500 into my Roth.

I was hoping to aim higher in 2013 but I would also like to put the windows in this year, and who knows what will happen with the whole cliff situation.  Best wishes to all!

Dividends

I love this time of year.  Aside from all of the Christmas cheer and feasting, there are dividends!  For me anyway :)  My yearly (and quarterly) dividends come.. almost like a Christmas present to myself.  Growing slowly but surely each year..

Monthly Update

Pay off student loan - 25.6%  (Down .2%)
Roth 2012 - 88.3%  (Up 8.9%)
Pay back savings - plumbing - 9%  (Up 3.5%)

 Tires goal is gone, one way or another :)  I actually didn't need tires just yet, probably not for another year.  Someone made a big goof.  At least, I hope that's what it was, an outright lie would just make me angry.  

The student loan is slipping backwards because of the gap between payments..  I must have paid early a couple of times and now I'm backing off for a bit.

Finally a bit of progress on paying back savings and some decent progress on my Roth, I'm gonna get there yet this year.  It is a good spot to be in.  And in another month I'll have to make a concerted effort to decide on new goals for next year.  How time flies!

Monthly Update

Pay off student loan - 25.8%  (Up 1.1%)
Roth 2012 - 79.4%  (Up 5%)
Pay back savings - plumbing - 5.5%  (-)
Tires - 0%

I was hoping for better this month.  Oh well.  I'm planning on putting the tires on this month so I should be knocking that goal out one way or the other, ha :)  That third pay check should come in handy for that.  There is also a wedding this month that could get costly but so far I'm planning on skipping the hotel/dog boarding experience so that will make it easier in the finances department.

I did treat myself to a toy.  The Nexus 7 just price dropped when they rolled out some new models so I picked up one of those.  I haven't played too much but so far I'm loving it.  Somewhere between an iPad and a Kindle.  So far I'm just playing games but I will be exploring the eReading side also.  

Monthly Update

Pay off student loan - 24.7%  (Up .5%)
Roth 2012 - 74.4%  (Up 9.7%)
Pay back savings - plumbing - 5.5%  (Up 2.1%)
Tires - 0%

It's been a pretty good month.  I'm just a hair behind on Roth contributions for 2012.  I was hoping to put more into savings but it didn't happen.  I had as much of a vacation as I will have this year, this month.  It was great but it did eat into the money I would have sent to savings :)  Next month looks to be a 3 pay check month so I'm hoping to get further.