Sunday, November 29, 2009

Monthly Update

Pay off car loan - 59.9% (Up 21.4%)
Pay off student loan - 11.8% (Up .4%)
Short term fund - 9.4% (Up 8.8%)

It was another good month. I feel like I've gotten a handle on the one-time expenses of moving and turning from renter to home owner so now we're down to regular expenses. The last two months I've been able to make full payment on my student loan, yay! I've been making partial payments because I've paid ahead and could use the money elsewhere. I also was able to make a deposit into the short term savings fund. I had to adjust upward after I received an estimate for puppy's spay. Should have known :) I just hope the tree-trimming estimate in there is accurate. Boy, they're coming quickly. The pup will be spayed in February. The tree trimming can probably wait until April. I'd like to see things leaf out.

December may not be the best. I bought one room full of curtains (ouch, and I went cheapies from Target). I couldn't find what I really wanted for what I was willing to spend but I really wanted to get some insulated jobbies up there for winter since my windows are ancient and I live in the frozen-for-5-months-of-the-year region. I also purchased a Christmas present for myself. They will come in spring, two dwarf cherry trees. I've been wanting one in particular since I knew I was buying a house :) Too bad I have to wait until spring, I'm excited.

Sunday, November 1, 2009

Monthly Update

Pay off car loan - 38.5% (Up 2.1%)
Pay off student loan - 11.4% (Up .3%)
Short term fund - .6% (Up .5%)

Rolling along pretty well. Unfortunately this month is the last month I'll have lawn mowing funds coming in. In a way it's okay as I was kind of dreading spending the time away from home. I have precious little time to myself these days with the puppy here so I guard it more carefully. Obviously the extra cash was nice. The short term fund is being neglected while I get everything else squared away. That was interest this month.

I did decide what to do with the $8k. Snowblower's being paid off as planned as soon as I get the bill. I wrote the check out today to transfer $4k to my bank account to pay of the car. That will be at 1.99% till 2011. When that finishes I will pay off the remaining $2k and some change of the car using my refund. Then going forward as I work off the balance of the BT, I will move equal amounts of the refund into my total stock market index fund. Yay!