Monday, July 28, 2008

Credit Scores

Woohoo! I was pleasantly surprised to find the credit score I get through Scorewatch is the middle score. I bought Transunion in June - 743 and bought the other e-one in July at 782. 782! That makes my goal of 760+ by Feb/Apr of 2009 more attainable! My Scorewatch score is 747. I've heard they use the middle one so that's only 13 points.

Now I just have to resist the temptation to keep buying these things. The only thing I know should help bump them up is a couple of inquiries falling off. A couple fell off in June. One should be rolling off in December. The next two to go would be in Feb and May of 2009.

Other than that I don't think there's much I can do except keep on keeping on. No lates, no high utilization.

I wish there was a product like Scorewatch which included all three reports.. Shucks.

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